Debt Investment Calculator

With this calculator, check to make sure you can't earn a higher rate of return simply by investing in Your Own Debt! For example, if you have a credit card balance that's costing you 19% per year, and you increase your payment, you will get a guaranteed 19% return on your investment. What's more, your earnings will be tax-free! So use this calculator to see how much you could be earning if you increased your payment on any one of your debts.

Principal
Balance
Owed 
Annual
Interest
Rate 
Current
Monthly
Payment 
Additional
Monthly
Payment 
 
Interest
Savings 
Annual
Return on
Investment 
 
Enter the current payment terms for any one of your outstanding debts, then enter an amount you could comfortably add to the payment. Use whole numbers with decimals.  (ie 50.00 )
Finally, click on "Compute" to see what the return on your investment will be.

DISCLAIMER: We are not responsible for incorrect calculations obtained by using this free  calculator.

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